Recent reporting says the federal government may purchase up to $200B in mortgage-backed securities (“mortgage bonds”) to help push mortgage rates lower.
The real question is whether that creates a meaningful opportunity for your loan. We’ll help you find out—quickly and clearly.
A mortgage check up is the simplest way to understand your current loan’s standing and the potential it has to meet your short- and long-term financial goals. In a mortgage review, we cover:
Mortgage rates don’t move in a vacuum. Behind the scenes, many home loans are packaged into securities called mortgage-backed securities (MBS)—often referred to in the media as “mortgage bonds.” Investors buy these bonds, and the market sets the price and yield.
When demand for mortgage bonds rises, bond prices typically rise and yields fall. Because mortgage pricing is closely tied to MBS yields and market spreads, lower yields can translate into downward pressure on mortgage rates—sometimes quickly, sometimes gradually.
According to reporting, the Trump administration has directed a program to purchase up to $200 billion of these mortgage bonds with the stated goal of making borrowing costs more affordable.
We’ll cover your current financial plans and what your current goals can grow towards.
We’ll review your current loan stats, including minimum payment, your rate, and any loan features that could be updated.
Knowing your wants, needs, and current loan file, we’ll be able to outline the best options for you to save money or lower your payment.
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