
Humble Beginnings
In 1986, on a card table and with a desk borrowed from his father, Royce and Linda Lewis created Capital Mortgage Services of Texas. With the mission of helping people obtain a piece of “the American Dream” through home ownership, Royce and Linda grew Capital Mortgage Services from the humblest of beginnings as mortgage loan originators into a complete mortgage operation consisting of a billion-dollar servicing portfolio, with clients across the 50 states and the Virgin Islands. Due to their partnership, Capital Mortgage Services of Texas has celebrated 36 years of success in an industry where longevity is a rarity.
Today
Since its humble beginning, Linda and Royce Lewis have carefully nurtured Capital Mortgage Services, home of the Mortgage Banking Professionals, to ever-increasing heights in the industry. Constantly maintaining its position on the cutting edge of mortgage banking concepts and technology, Capital Mortgage Services brings a new era of mortgage banking to clients and patrons of the firm while maintaining that “hometown feel”.
Borrowers aren’t just a loan number but a part of the Capital Mortgage family.
The Capital Mortgage Service’s carefully assembled staff of mortgage business professionals stand ready to assist homeowners and real estate professionals to achieve their desired financing at highly competitive rates and terms, with care and service second to none.
Our Staff

Linda Lewis
Co-Founder and President – NMLS 151120
Linda Lewis is the President and co-founder of Capital Mortgage Services and has over 40 years of professional experience.
Prior to starting Capital Mortgage Services, Linda spent 20 years in Commercial Banking at a large branch banking operation in California. She graduated from Southwestern Graduate School of Banking at Southern Methodist University where she met the man who would become her partner in business and in life.
Linda and Royce built Capital Mortgage from the ground up to what is now a thriving mortgage operation with clients spanning across the 50 states and the Virgin Islands. Linda is a strong supporter of the arts in the Lubbock, Texas community as well as Texas Tech athletics. When she isn’t hard at work, you can find her catching a game, attending a play, or spending time with the 3 children, 4 grandchildren, and 3 beloved dogs she and Royce shared.

Daniel Lewis
Chief Executive Officer – NMLS 505092
Daniel “Danny” Lewis is the CEO of Capital Mortgage Services and a graduate of Marshall University. He grew up in Huntington, WV and now resides in Wolfforth, TX. After a brief stint in Public Accounting, Danny has been in the banking and mortgage industry since 1998. He has worked in all facets of mortgage origination, mortgage servicing, and management. Danny has worked for community, regional, and super regional banks as well as Capital Mortgage Services where he’s been for 5 years.
Danny is married to Candace who is a Hospice Nurse and he has two sons. His oldest is a college baseball player at Shepherd University and his youngest is a national honor society student heading into his senior year at the largest high school in the Lubbock County Metro Area. When Danny’s not mortgage banking, he’s either spending time with his family or engrossed in some sporting event. You might even find him on a run with his German Shepherd.

R.C. Lewis
Vice President
A graduate of Texas Tech University, in Lubbock Texas, R.C. Lewis serves as our Vice President and heads up the secondary markets section of the organization.

Tiffany McClanahan
Servicing Manager
Tiffany McClanahan drives our servicing department. Tiffany meticulously monitors all daily operations of her department, providing our borrower’s the comfort of knowing that all mortgage functions of their loan run smoothly for the life of the loan.

Gina George
Operations Manager
Gina George is the Operations Manager of Capital Mortgage Services. Gina was raised in West Texas and after high school, when she couldn’t decide what career path to follow, she decided not to go to college right away but took a position with Capital Mortgage instead. Lucky for her, as it turns out, the mortgage industry was her calling.
She is a DE and SAR Underwriter and loves helping people achieve the dream of home ownership. She loves to educate everyone on the process and guide them down the right path. Whether it be a new processor or originator in the industry, or a couple buying their first home, she knows the mortgage business through and through and is always willing to go that extra mile.
Gina is a single mom to a 13-year-old son who is her whole world. She loves being a mom and pushing him to achieve everything he sets out to accomplish. She also has a soft spot for forgotten animals and has rescued several fur babies that she spoils rotten. She enjoys running and staying fit, so you can always find her pounding the pavement on the weekends.
Top 10 Reasons to Use Capital Mortgage Services of Texas
- Capital Mortgage Services of Texas is a Mortgage Banking Firm, not a Broker
- Approval in Minutes
- FHA Direct Endorsement Lender
- Table Funding
- Best Service in Town
- Electronic Access to Current Market Conditions
- Home Owned and Operated
- Lowest Rates in Town
- Credit Freedom
- “We Can” Attitude
At Capital Mortgage Services, we’re happy to be a part of your American dream.
©2021 Capital Mortgage Services of Texas, all rights reserved.
Siwell, Inc. dba Capital Mortgage Services of Texas NMLS 149169
Licensed by the Department of Business Oversight under the California Residential Lending Act
MORTGAGE BANKER DISCLOSURE
Residential Mortgage Loan Originator: Siwell, Inc. dba Capital Mortgage Services of Texas
Organization NMLS ID: 149169
Residential Mortgage Loan Officer Royce Lewis NMLS ID: 151122
Residential Mortgage Loan Officer Linda Lewis NMLS ID: 151120
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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